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Real Estate Resources:

• Special Offers - Special offers for Eugene, Springfield and Lane County homeowners from Mike Smith.

• Affiliates - Mike Smith's real estate web site affiliates.

• Newsletter Sign Up - Newsletter Sign Up.

• Subscribe to Graphs - Subscribe to Graphs.

• 24 Hour Loan Approvals - 24 Hour Loan Approvals.

• Tax Deferred Exchange - Tax Deferred Exchange.

• eNewsletter - Mike Smith'sEugene, Springfield and Lane County newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Oregon, and United States.

• Market Conditions Report - Market conditions report for this area, Oregon, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Eugene, Springfield and Lane County, Oregon mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Oregon or buy your own Eugene, Springfield and Lane County house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Eugene, Springfield and Lane County mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Mike Smith anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Mike Smith's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Mike Smith's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Eugene, Springfield and Lane County property in Oregon, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Eugene, Springfield and Lane County Homes, For Home Buyers, For Home Sellers, Eugene, Springfield and Lane County Information, Real Estate Resources, and About Mike Smith.

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Bargain Properties >Bargain Homes Most buyers want a home that is in tip-top condition and ready for them to occupy, but many homes sell for bargain prices because they need work. Buyers love "fixer-uppers" for the obvious reasons: the affordable price and the satisfaction of remodeling the house to accommodate your tastes and needs. Whether you are buying the property for yourself or as an investment, choose a house that is in a good location and structurally sound. It should be priced enough below market value (usually 25%) to allow plenty of room for a profitable re-sale after the work is completed. It is important to educate yourself before taking on a fixer-upper project. Inexpensive cosmetic improvements often give the greatest return on your investment-- paint will increase the value three times for every dollar invested. Landscaping, carpeting, and light fixtures are also relatively inexpensive improvements. Try to avoid purchasing a house that needs expensive structural improvements such as a new roof, plumbing, wiring, or foundation repairs. Remodeling a kitchen will rarely add more than the cost of the upgrade, but new appliances usually give a fine return. An extra bathroom is the best renovation from an investment point of view, often giving twice its cost in added value.       See All Tips In The "Bargain Properties" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is the average age range of a second-home buyer in the United States? A  Currently, second-home buyers in America are most often between 41 and 44 years of age. See More Real Estate Trivia >

Mike Smith RE/MAX Integrity 4710 Village Plaza Loop Eugene, OR. 97401 Phone: 541-284-8047 Fax: 541-302-4899 Cell: 541-954-4946 Home: 541-726-8000 Email: mikesmithbroker@NUMBER1EXPERT.com Mike Smith is one of the top Agent's in the Eugene/Springfield area. With over 20 years of Real Estate experience, he has a proven track record that few agents can match! Experienced affiliates work with Mike to provide SUPERIOR SERVICE. They free Mike to spend more time with YOU! State of the art computers and other technologies allow Mike to provide fast, efficient, knowledgable, service to his clients! Mike's credentials include. CCIM Canidate, Vast knowledge of 1031 Tax Deferred and Reverse Exchanges, Specializing in Residential, Multi Family Investments, Development Land, and Farms/Ranches Serving Lane and South Linn Counties www.mikesmithbroker.com is brought to you by Mike Smith NUMBER1EXPERT™ in real estate for Eugene, Springfield and Lane County, Oregon Read Mike Smith's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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