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Welcome > Resources > Market Conditions ...

Check here to receive my FREE monthly Newsletter. This newsletter contains articles about real estate related topics and special offers.

Check here to receive my monthly graph showing the current market conditions in the Eugene/Springfield and outlying areas. This is a great way to stay on top of the market so you can make informed decisions. People that depend on current, local, precise market information use these graphs. Whether you are buying or selling it is critical that know where our local market is in any particular cycle. Use these graphs to determine the trend of the market and determine if it is time to acquire property, liquidate property, try to obtain top of market price or liquidate soon to avoid following the market in a downward trend. We cannot predict the market, but we can sure take advantage of potential opportunities if we know the direction of the market. (See sample 2000 graphs below.)

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School Reports in Eugene, Springfield and Lane County, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Eugene, Springfield and Lane County

First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Q	What is an encumbrance against a property, which may be voluntary or involuntary?
A	There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Mike Smith, REALTOR®, real estate agent and broker for Eugene, Springfield and Lane County, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Smith
RE/MAX Integrity
4710 Village Plaza Loop
Eugene, OR. 97401
Phone: 541-284-8047
Fax: 541-302-4899
Cell: 541-954-4946
Home: 541-726-8000
Email: mikesmithbroker@NUMBER1EXPERT.com
Mike Smith is one of the top Agent's in the Eugene/Springfield area. With over 20 years of Real Estate experience, he has a proven track record that few agents can match! Experienced affiliates work with Mike to provide SUPERIOR SERVICE. They free Mike to spend more time with YOU! State of the art computers and other technologies allow Mike to provide fast, efficient, knowledgable, service to his clients! Mike's credentials include. CCIM Canidate, Vast knowledge of 1031 Tax Deferred and Reverse Exchanges, Specializing in Residential, Multi Family Investments, Development Land, and Farms/Ranches Serving Lane and South Linn Counties

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