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Welcome > Local Info > Relocating? ...

Request My Free Relocation Package. Don't Move To Eugene, Springfield and Lane County Without It!

Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Eugene, Springfield and Lane County, Oregon area.

If you will be moving to the Eugene, Springfield and Lane County area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria.

When you visit, I'll be ready! We will visit the Eugene, Springfield and Lane County neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As a top Eugene, Springfield and Lane County real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible.

To get started, fill out the form to request my FREE Eugene, Springfield and Lane County, Oregon Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...

Are you new to the area? Request my FREE package of Eugene, Springfield and Lane County relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...

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First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Mike Smith, REALTORŽ, real estate agent and broker for Eugene, Springfield and Lane County, Oregon home listings, property and land for sale - Best Image Agent(s)

Mike Smith
Premier Real Estate & Property Management, LLC
95064 Toftdahl Lane
Junction City, Oregon 97448
Phone: 541-234-2288
Fax: 541-234-2187
Cell: 541-954-4946
E-Mail: mikesmithbroker@NUMBER1EXPERT.com
Direct E-Mail: BrokerMike@Comcast.net
Mike Smith is one of the top Broker's in the Eugene/Springfield area. With over 25 years of Real Estate experience, he has a proven track record that few Broker'can match! Experienced affiliates work with Mike to provide SUPERIOR SERVICE. They free Mike to spend more time with YOU! State of the art computers and other technologies allow Mike to provide fast, efficient, knowledgable, service to his clients! Mike's credentials include. CCIM Canidate, Vast knowledge of 1031 Tax Deferred and Reverse Exchanges, Specializing in Residential, Multi Family Investments, Development Land, Property Management, and Farms/Ranches Serving Lane and South Linn Counties

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