Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Eugene, Springfield and Lane County real estate agent to offer services such as these. Once you fill out the form, I will quickly process your information and get right back to you!  I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 
Cosmetic Improvements >Kitchen Clutter
The kitchen is usually very important to prospective buyers. Your kitchen may not be new and state-of-the-art, but it should look its best.
Your kitchen should be spotlessly clean and well organized while your home is on the market. The counter tops should be clean and free of clutter, and the floor should shine. Appliances should be clean and in good working order. You may want to add a few decorator touches or replace cabinets, flooring, and even appliances for a small investment. Dollars spent on kitchen improvements usually pay major dividends when you sell your home. If you are planning to sell your home and need some advice in this area, an agent will be happy to discuss your options with you.
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According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
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Mike Smith Premier Real Estate & Property Management, LLC 95064 Toftdahl Lane Junction City, Oregon 97448 Phone: 541-234-2288 Fax: 541-234-2187 Cell: 541-954-4946 E-Mail: mikesmithbroker@NUMBER1EXPERT.com Direct E-Mail: BrokerMike@Comcast.net
Mike Smith is one of the top Broker's in the Eugene/Springfield area. With over 25 years of Real Estate experience, he has a proven track record that few Broker'can match! Experienced affiliates work with Mike to provide SUPERIOR SERVICE. They free Mike to spend more time with YOU! State of the art computers and other technologies allow Mike to provide fast, efficient, knowledgable, service to his clients! Mike's credentials include. CCIM
Canidate, Vast knowledge of 1031 Tax Deferred and Reverse Exchanges, Specializing in Residential, Multi Family Investments, Development Land, Property Management, and Farms/Ranches Serving Lane and South Linn Counties 
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